Bronx foreclosures hit a seven-year high. Here's where homeowners can get help

Foreclosure is climbing in the Bronx even as it falls citywide, Gothamist reports, and the agencies and nonprofits that help homeowners say the most important thing is to ask for help early.

The numbers

The Bronx recorded 109 first-time foreclosure filings in the second quarter of 2026, nearly double the 57 filed in the same period last year, according to a PropertyShark report covered by the Bronx Times. It was the borough's busiest quarter since early 2019. Most of the filings, 79, were single-family mortgage foreclosures. Pre-foreclosure notices rose 29%, to 266. Only Queens, with 140 filings, had more.

ZIP code 10469, which covers Allerton, Baychester, Pelham Gardens and Williamsbridge, had the most filings in the borough, 16. Williamsbridge and Throggs Neck tied as the most active neighborhoods, with 10 each, the Bronx Times reported. Gothamist, citing the Center for New York City Neighborhoods, reported that more than 1,000 Bronx residents received a foreclosure filing in 2025.

The Center for New York City Neighborhoods told Gothamist that rising property taxes and living costs are squeezing owners whose incomes have not kept up. Bronx Neighborhood Housing Services said it has received 60 referrals to its foreclosure program this year, compared with about 15 in a typical year.

Where to get help

• Courthouse clinics: Lawyers from the Legal Aid Society, New York Legal Assistance Group and Legal Services NYC run free homeowner clinics at the Bronx County civil courthouse every Wednesday and Thursday, 10 a.m. to 4 p.m., Gothamist reports.
• Attorney general outreach: Attorney General Letitia James's office led a door-knocking drive in the North Bronx and held a homeowner clinic on Oct. 7 at Bronx House, 990 Pelham Parkway South, offering one-on-one help with foreclosure, repairs, estate planning and scams such as deed theft.
• Emergency cash: Some owners have used the city's One Shot Deal emergency assistance program to cover arrears, Gothamist reported.

What's pending at City Hall

Deputy Council Speaker Nantasha Williams has advanced a 10-bill homeowner protection package. Gothamist reports it includes a public outreach program, financial advisers at older adult centers and enrollment in city property tax payment plans. A separate proposal would add more than $500,000 to the city's Homeowner Stabilization Services Initiative, bringing it to about $5.69 million for fiscal 2027.