A Data Analyst in Brooklyn Makes $126,000 and Spends Her Birthday Exploring Kyoto

A Data Analyst's Life in Brooklyn: $126,000 Salary, Kyoto Trip Planning, and a Birthday Hangover

This Money Diary follows a data analyst in Brooklyn, NY, who earns $126,000 per year, lives with her husband who makes $200,000 (+ $100,000 bonus), and enjoys a comfortable lifestyle with a joint savings of over $1 million.

Their weekly expenses include:

• Housing: $9,200 (includes $3,200 for their two-bedroom apartment and $6,500 in rental property mortgages)
• Loan payments: $1,000 for student loans
• Car: $448
• Parking: $285
• Car insurance: $214
• Utilities: $164
• Internet: $57
• Renter’s insurance: $13
• Pet insurance: $28
• Donations: $60
• Streaming: $35
• Newspapers and magazines: $21
• Transit: $110
• 401(k): $3,833
• Backdoor Roth: $14,000
• Credit card: $550 annually

The diary details a week in the life of the data analyst, including her typical work-from-home routine, her passion for Japanese culture and travel (particularly Kyoto), her birthday celebrations, and her challenges with a demanding job and navigating adult friendships.

Highlights:

• The couple manages a joint savings of over $1 million, including investments and retirement accounts.
• They carefully track their expenses and maintain a balanced budget.
• The data analyst enjoys researching travel destinations and finding unique accommodations, like traditional Kyoto townhouses.
• She struggles with finding a balance between work and personal life, particularly in a high-pressure work environment.
• The diary offers a glimpse into the realities of adult friendships and navigating major life changes, especially in a bustling city like New York.